The semester-by-semester curriculum of the program is shown below. The Current Curriculum is taken from the program Information Package; click a course name to open its course information package. Course names not available in English in the Information Package are shown with their official Turkish names. T: theory, U: practice (weekly hours), C/E: compulsory/elective.
Accreditation: See the MEDEK page.
About the Program
Purpose
To equip students with the knowledge and skills they will need in the banking and insurance business field, training qualified intermediate personnel for the finance and insurance sectors.
Goal
The program aims for its graduates to serve as qualified, highly communicative, fully self-confident and innovative experts equipped with basic, sectoral and legal knowledge.
Our Mission
To train qualified intermediate personnel for the banking and insurance sector who are equipped with up-to-date, practice-oriented knowledge for the financial markets that are globalizing and growing ever more competitive in the 21st century; who are productive, analytical in thinking, inquisitive, able to make quick and accurate decisions, open to innovation, grounded in a strong theoretical foundation, competitive, and able to adapt rapidly to technological change.
Our Vision
To make our mission vibrant and dynamic, our aim is to create an institutional culture that follows innovations in our areas of expertise at national and international levels, targets lifelong learning, and embraces technological change and the spirit of teamwork.
Message from the Program Head

Dear students and valued visitors,
Banking and insurance lie at the center of the financial system, which is the lifeblood of the economy. They play a decisive role in many areas, from individuals making use of their savings and companies financing their investments to managing risks and preserving economic stability. Today, this sector is undergoing one of the fastest transformations in its history. Digital banking, financial technologies, artificial intelligence and data analytics are reshaping both the way the sector operates and the human resources it seeks.
As the Hasan Kalyoncu University Vocational School Banking and Insurance Program, our aim is to train professionals who are ready for this transformation and can adapt quickly to working life. In our program, students first acquire a solid foundation in economics, business administration and accounting. They then move to the core of the profession through courses such as Money and Banking, Life and Non-Life Insurance, Reinsurance, Banking and Insurance Law, Financial Mathematics, and Banking and Insurance Marketing. They also develop their professional skills through applied courses such as Information Technologies and Applied Accounting.
We carefully determine our elective courses every semester, taking into account the current needs of the sector and the professional development of our students. Our wide pool of elective courses covers not only the core areas of practice in banking and insurance but also courses geared toward the finance world of the future, such as financial technology and digital banking, artificial intelligence in finance, portfolio management, and capital markets.
One of the strongest aspects of our program is the 3+1 education model. Our students consolidate the knowledge they gain in the first three semesters through Work-Based Vocational Training, spending the entire final semester at institutions such as insurance companies, insurance agencies, and the accounting and finance departments of businesses. In this way, they gain real work experience before graduation and begin to build their professional networks. Students who wish to take their education further can transfer to the relevant bachelor’s degree programs through the Vertical Transfer Exam (DGS).
Raising graduates who think analytically, adhere to ethical values, use technology effectively and are open to continuous learning is our most fundamental priority. I wish a successful, productive and happy journey in the financial world to our students in the program and to all candidates considering joining us.
Respectfully.
Asst. Prof. Dr. Gamze DESTEKFaculty Member
Program Educational Objectives
- 1Acquiring the ability to approach the banking and insurance sector as a whole and to develop effective solutions to complex problems in the banking and insurance sector,
- 2Being able to correctly analyze the effects of environmental factors such as economy, politics or law on the banking and insurance sector,
- 3Acquires basic knowledge of banking law, insurance law, capital markets law and legislation, and access to the information necessary on risk management;
- 4Defining the main coverages, additional coverages and exclusions of insurance branches,
- 5Knowledge of the role played by commercial banks in the economy within the framework of the BRSA,
- 6Acquiring sufficient knowledge about the accounting records of insurance transactions, and being able to grasp the distinction between banking and insurance accounting and general accounting,
- 7Using quantitative and qualitative methods to solve questions and problems encountered in the banking and insurance sector,
- 8Being able to convey banking and insurance topics to different audiences in an understandable manner, both through media and orally,
- 9Adopting teamwork, and following developments in national and international platforms related to the banking and insurance sector,
- 10Acquiring many professional competencies as the aim and objectives of education, such as acting in accordance with laws, regulations, legislation and professional ethical rules regarding duties, rights and responsibilities as an individual.
Program Outcomes
- 1Possesses basic, current and applied knowledge in the field of banking and insurance.
- 2Acquires knowledge about occupational health and safety, environmental awareness and quality processes.
- 3Has the necessary knowledge of legal regulations, sectoral structures and how they operate in relation to the field.
- 4Interprets basic banking and insurance data, recognizes risks, identifies problems and offers solutions.
- 5Follows innovations, digital transformation processes and technological developments in banking and insurance, and integrates them into practice.
- 6Effectively uses the relevant information technologies required for their profession (software, programs, animation, etc.).
- 7Carries out banking and insurance transaction processes (loans, policies, insurance types, etc.) accurately and effectively.
- 8Follows developments in the field and communicates using a foreign language.
- 9Takes responsibility as a team member to solve complex and unforeseen problems encountered in field-related practices, and leads when necessary.
- 10Expresses information and views related to the field in writing and orally, in a clear, consistent and professional language.
- 11Has awareness of career management, social responsibility and lifelong learning.
- 12Possesses social, scientific, cultural and ethical values in the collection, implementation and dissemination of results of field-related data.
- 13Explains the concepts of banking and insurance and the related legislation, and recognizes the organizations that lead the sector.
- 14Explains and arranges policies for property, service and life insurance.
Employment Areas
Why the Hasan Kalyoncu Banking and Insurance Program?
The banking and insurance sectors are among the leading sectors in the financial markets of our country; they are developing rapidly and continuously creating employment. In addition to face-to-face banking, the growth of telephone banking, which is expected to continue in the coming years, represents another dimension of employment. In Türkiye, 48 banks operate with nearly 11,000 branches at home and abroad. In the insurance sector, the number of companies rose from 55 in 2006 to 62 in 2020. Growth in the financial system drives the development of the banking and insurance sectors, which in turn increases the number of personnel employed or employable in these sectors. Consequently, there is a need for qualified staff and specialists in these sectors.
What Can You Do After Graduating?
The aim of this department is to meet the personnel need in finance, banking and insurance, which has been particularly intense in recent years. Our graduates work with the title of Banker/Insurance Officer;
In private sector and public banks
- Sales – marketing consultant,
- Customer representative,
- Call center staff,
- Ticket office clerk – Ticket office supervisor
In insurance companies
- Sales officer,
- Savings and assurance specialist,
- Agency officer,
- Insurance advisor
In financial companies
- Financial advisor,
- Loan advisor
- Can work in customer consultant positions.
Students of the department can start working at banks while still students by following the banks’ mandatory internship programs. After graduation, they can take the KPSS exam, apply to public banks and work there. Graduates can also start their careers at private banks by taking the exams these banks organize.
Graduates of the department can find employment as finance specialists, accounting specialists, financial reporting and budget specialists in the accounting, finance and budget departments of accounting firms or private companies, with the basic accounting knowledge they acquire.
After graduation, once they obtain the Capital Markets Board (SPK) Level 1 License and pass the related additional courses, graduates can find employment as “Brokerage Liaison Officer”, “Brokerage Branch Manager”, “Clearing Operations Officer” or “Derivatives Customer Representative”; after obtaining the SPK Residential Valuation License, they can work as “Real Estate Appraisal Specialist”.
Graduates of the department can continue their education by transferring to four-year bachelor’s programs at Hasan Kalyoncu University or other universities through the DGS (Vertical Transfer Exam).
Depending on your Vertical Transfer Exam (DGS) result, you can continue your career journey in one of the following bachelor’s fields: Actuarial Science, Actuarial Sciences, Actuarial Science and Risk Management, Banking, Banking and Finance, Banking and Financing, Banking and Insurance, Econometrics, Economy, Economics and Finance, Financial Econometrics, Economics, Business Administration, Business Informatics, Business Management, Business Administration and Economics, Logistics Management, Capital Markets, Capital Markets and Portfolio Management, Insurance, Insurance and Risk Management, Insurance and Social Security, International Finance, International Finance and Banking, International Business, International Business Administration, International Business and Trade, International Trade, Logistics and Business, International Trade, International Trade and Finance, International Trade and Financing, International Trade and Business, International Trade and Logistics.
Program Faculty
Management
Academic Staff
Administrative Staff
Current Curriculum
Year 1 (Semesters 1 and 2)
Semester 1
| Code | Course | C/E | T | U | Credits | ECTS | Prerequisite |
|---|---|---|---|---|---|---|---|
| AİİT101 | Atatürk s Principles and History of Turkish Revolution I | C | 2 | 0 | 2 | 2 | – |
| BNS115 | Introduction to Banking and Insurance | C | 3 | 0 | 3 | 5 | – |
| BNS117 | General Economics | C | 3 | 0 | 3 | 5 | – |
| BNS119 | General Ledger I | C | 3 | 0 | 3 | 5 | – |
| BNS121 | General Business | C | 3 | 0 | 3 | 4 | – |
| BNS123 | Information Technology | C | 0 | 3 | 3 | 5 | – |
| INT100 | Introduction to University Life | C | 1 | 0 | 1 | 1 | – |
| İNG127 | English I | C | 2 | 0 | 2 | 2 | – |
| TÜR101 | Turkish Language and Literature I | C | 2 | 0 | 2 | 2 | – |
Semester 2
| Code | Course | C/E | T | U | Credits | ECTS | Prerequisite |
|---|---|---|---|---|---|---|---|
| AİİT102 | Atatürk s Principles and History of Turkish Revolution II | C | 2 | 0 | 2 | 2 | – |
| BNS124 | Banking and Insurance Marketing | C | 3 | 0 | 3 | 3 | – |
| BNS126 | Non-Life Insurances | C | 3 | 0 | 3 | 4 | – |
| BNS128 | Money and Banking | C | 3 | 0 | 3 | 4 | – |
| BNS130 | General Ledger II | C | 3 | 0 | 3 | 4 | – |
| BNS132 | Macroeconomics | C | 3 | 0 | 3 | 4 | – |
| İNG130 | English II | C | 2 | 0 | 2 | 2 | – |
| TUR102 | Turkish Language and Literature II | C | 2 | 0 | 2 | 2 | – |
| BNS134 | Credit Management in Banks | E | 2 | 0 | 2 | 3 | – |
| BNS136 | Financial Services Marketing | E | 2 | 0 | 2 | 3 | – |
| BNS138 | Turkish Tax System | E | 2 | 0 | 2 | 3 | – |
| BNS140 | Management and Supervision of Banks | E | 2 | 0 | 2 | 3 | – |
| BNS142 | Bank Transactions | E | 2 | 0 | 2 | 3 | – |
| BNS144 | Occupational Health and Safety | E | 2 | 0 | 2 | 2 | – |
Year 2 (Semesters 3 and 4)
Semester 3
Semester 4
| Code | Course | C/E | T | U | Credits | ECTS | Prerequisite |
|---|---|---|---|---|---|---|---|
| BNS250 | Vocational Training in the Workplace | C | 0 | 0 | – | 30 | – |
Course Contents
Current course objectives and contents Information Package…taken from it.
Year 1
Semester 1
Objectives: To teach the recent history of Turkey to university students. To inform students about the Turkish Revolution/Revolution, Kemalism and Atatürk’s Principles. To ensure the adoption of Turkey’s goal and mission of being the carrier of modernization and modernization by university students.
Content: Internal and external reasons that prepared the collapse of the Ottoman Empire; XIX. Innovation movements in the Ottoman Empire in the 19th century; The currents of ideas in the last period of the Ottoman Empire; XX. The political and military situation of the Ottoman Empire at the beginning of the century; World War I and the Armenian question; Invasion of Anatolia and reactions; Mustafa Kemal Pasha’s departure to Samsun and his activities; congress period and organization; the opening of the last Ottoman Chamber of Deputies and the acceptance of the National Pact; Preparation for the National Struggle and the material and moral foundations of this preparation; The opening and activities of the TGNA; Treaty of sevr; the struggles on the Southern and Eastern fronts; It covers the establishment of the regular army, the Greek offensive and the wars on the Western front, the signing of the Mudanya Armistice, the convening of the Lausanne Conference and the signing of the Peace Treaty.
Objectives: The aim of the course is to provide detailed information about banking and insurance techniques and applications, and to gain practical skills in insurance.
Content: The concept and definition of banking and banking, historical development process of banking in the world and in Turkey, banking system and types of banks, Financial Market and Financial System, Functions of Banks in Economy, Regulatory and Supervisory Institutions in Financial Markets, Transactions that Banks Can Do, Types of Banks, World Development of Banking in Turkey and Turkey, Banking System in Turkish Finance Sector, Risk in Banking, Risk in Insurance, General Principles of Insurance, Structure of Insurance, Development of Insurance in the World and in Turkey, Turkish Insurance System Today, Turkish Insurance System in Turkish Finance Sector place.
Objectives: The relevant book section is read before coming to the lesson. The topics that were covered last week and that will be covered this week are read from books and other sources and watched from videos. The aim of lesson; Our aim is to equip our students with a background in economics in a way that will enable them to easily understand the various courses they will read throughout their education.
Content: Within the scope of the course, the concept of economics, economic terms, scarcity and preference, demand, supply and market equilibrium, demand and supply elasticity, utility and consumer preference, organization of production, production and costs, perfect competition market and related issues, monopoly, monopolistic competition and oligopoly markets. Basic issues such as imperfect competition markets, inflation and unemployment are explained.
Objectives: The aim of lesson; To learn the recording and tables of the general ledger, the examination of the financial, tangible and intangible assets of the fixed assets, and the arrangement of the period-end records and financial statements in outline. It is aimed to teach the procedures to be done for the recording and reporting of commercial transactions in order to monitor, control and manage the financial situation of the companies and to shed light on the decisions to be taken by the managers.
Content: Definition of accounting, basic accounting concepts, accounting process, operation of accounts, Uniform Chart of Accounts systematics, accounting of liquid assets, securities, trade goods movements, VAT transactions and trade receivables transactions will be explained. It is to give information about the periodical accounting transactions carried out in the enterprises with the help of examples. Recording Methods for Tracking Trade Goods (Interval Inventory Method). Recording Methods for Tracking Trade Goods (Perpetual Inventory Method) / Tangible and Intangible Assets / Depreciation on Fixed Assets.
Objectives: The aim of the general business course is to acquire basic knowledge of business administration and to create quality human resources in business administration.
Content: In this course, first of all, the concept and definition of business, the basic business concepts, the objectives of the business, the characteristics of the business, the environment of the business, the place of the business in the economy, its classification, the growth in the enterprises, the establishment studies of the enterprises, its establishment and growth, the business capacity, the ethical and social responsibility in the enterprises, the costs of the enterprise, The income and expenses of the enterprise, the performance of the enterprise, the functions of the enterprise will be explained.
Objectives: The aim of this course is to provide students with fundamental concepts of computer hardware, software, operating systems, networks and internet technologies, and to develop the ability to use word processing, spreadsheet and presentation software effectively for professional purposes. The course also aims to raise awareness of information security, digital ethics, and the applications of information technologies in the banking and insurance sector.
Content: ntroduction to information technologies and basic concepts; computer hardware and software; operating systems and file management; computer networks, the internet and cloud technologies; word processing software (document creation, formatting, preparing tables and reports); spreadsheet software (formulas, functions, charts, data analysis); presentation software; e-mail and online collaboration tools; information security, cyber threats and protection of personal data; digital ethics and copyright; digital transformation in banking and insurance and artificial intelligence applications.
Objectives: To facilitate the rapid and seamless adaptation of newly enrolled students to the academic, social, and cultural environment; and to enable them to step into a successful, well-equipped, and informed higher education journey by acquainting them with the institution’s organizational structure and operational procedures.
Content: It encompasses the presentation of the academic and administrative structures at the university, faculty, and departmental levels; academic regulations, course selection procedures, and examination systems; techniques for conducting scientific research, literature searches, and preparing academic assignments; as well as the introduction of the Student Information System (SIS), library services, student clubs, the career center, and other psycho-social support units.
Objectives: The lesson’s objectives will enable students to acquire a fully general English with natural, real-world grammar and vocabulary taught to succeed in social, professional and academic settings. CEF goals are the focus of communication activities where students learn and practice the language they need to speak English. Basically, the objectives of this course are to provide opportunities for listening, reading, speaking and writing in English. Another aim of this course is to teach students grammar in a communicative way with the help of extra activities. Will be able to use grammar effectively in their daily life. Students will be able to understand and understand grammar perfectly by the end of the semester. Their book will enable them to learn an adequate and complete grammar.
Content: Active Grammar-Unit 2: Be Face2face-Unit 1: Numbers 0-20; the alphabet, Active Grammar-Unit 2: Be Face2face-Unit 1: Countries and nationalities, Active Grammar-Unit 52: Adjectives, Unit 3: Have/ Have got Face2face-Unit 2: adjectives (1), Active Grammar-Unit 52: Adjectives, Unit 3: Have/ Have got Face2face-Unit 2: adjectives (1), Active Grammar-Unit 3: Present Simple 1, Active Grammar-Unit 3: Present Simple 1: Statements, Unit 4: Present Simple 2: negatives and questions Face2face-Unit 3: Daily routines, Active Grammar-Unit 40: Countable and Uncountable Nouns. Face2face-Unit 4: Free time activities(2): Present simple (3): positive and negative(he/she/it), things you like and don’t like; verb ing: Present Simple (4): questions and short answers (he/she/it), food and drink
Objectives: Turkish Language Lesson aims to show students the characteristics of the Turkish language and the rules of operation with examples; to teach them the ability and habit of expressing their feelings, thoughts, designs, impressions, observations, experiences in word and writing correctly and effectively, to develop their vocabulary through written and oral texts, to teach them the rules of correctly understanding the texts they read or the programs they listen to, It aims to develop language skills, which are the basis of communication between
Content: This course will focus on the effective and correct use of written instruments by students. Various types of written expression will be examined and analyzed from a critical point of view by working on comprehension, narration, reading and writing activities in the course. Punctuation marks and spelling rules, which are the basis of written expression, will be perceived, and correct use of these rules will be ensured for effective and robust expression.
Semester 2
Objectives: The aim of this course is to convey the value of Atatürk’s principles by explaining the fundamental characteristics and achievements of the Republic through an examination of Atatürk’s works. It also aims to teach the political developments during the completion phase of the Turkish revolution and the founding process of the new state. In addition, the course aims to teach students Atatürk’s revolutions in the political and social spheres.
Content: Starting from the last period of the Ottoman Empire, the course covers the founding process of the Republic of Türkiye, the reforms carried out under Atatürk’s leadership and the fundamental principles on which these reforms are based. Within the scope of the course, the National Struggle, the proclamation of the Republic, the transformations in the fields of law, education, economy and society, and Atatürk’s Principles are examined. The aim is for students to understand Türkiye’s modernization process and the Atatürkist system of thought in its historical context.
Objectives: To give information about the concept of marketing and service marketing, the marketing features and strategies of bank and insurance services.
Content: The concept and definition of marketing, marketing in banking, marketing in insurance, consumer markets and satisfaction, micro and macro environment, strategic planning, target market and determination and segmentation, market segmentation strategies, customer-oriented marketing, factors affecting service quality, pricing of banking and insurance services. , distribution of services, promotion (advertising, public relations, sales promotion, sales on the internet), target market, positioning will be discussed.
Objectives: The aim of this course is to provide students enrolled in the Banking and Insurance Program with fundamental knowledge of life and non-life insurance, and to teach them the purposes and scopes of life and health insurance policies commonly encountered in practice, as well as the rights and obligations of the parties to insurance contracts.
Content: Types of life insurance (supplementary health insurance, personal accident insurance, and life insurance); types of non-life insurance (fire, marine cargo, liability, and motor own-damage insurance); insurance policies and contract provisions; premium calculation methods; claims management and indemnity processes; regulatory and supervisory practices in the insurance sector; and the operations and organizational structure of insurance companies.
Objectives: The course aims to help students grasp the fundamental concepts, theories and applications of money, banking and financial markets, and to develop the ability to analyze monetary aggregates and financial indicators. Students are expected to understand how the banking system, central banking and monetary policy instruments operate, and to interpret international financial developments from an economic perspective.
Content: The definition, functions of money and the basic structure of the financial system Financial markets, financial institutions and the determination of interest rates The historical development and structure of the Turkish banking system Commercial banking: Balance sheet, loans and banking activities Central banking and the duties and instruments of the CBRT Money supply and the money multiplier Theories of money demand (Classical, Keynesian, Friedman) Inflation: Causes, types and measures to combat inflation Monetary policy instruments, banking risk management and Basel regulations The international monetary system and foreign exchange markets
Objectives: The aim of lesson; It is aimed to learn the records and tables of the general ledger, the records of the accounts that make up the liabilities of the balance sheet, and the arrangement of the financial statements. At the end of the course, it is aimed that the students will come to a point where they can prepare the financial statements of the business such as balance sheet and income statement by accounting for financial events that may occur during a period in a business.
Content: Financial Payables/ Trade Payables Other Foreign Resources/ Equity/ Income Accounts/ Expense Accounts/ Cost Accounts/ Inventory Transactions, Period-End Transactions.
Objectives: The objective of this course is to enable students to comprehend fundamental macroeconomic variables such as national income, inflation, unemployment, economic growth, and the balance of payments, as well as the relationships among them. Additionally, it aims to equip students with the competence to analyze the effects of fiscal and monetary policies on economic stability and growth.
Content: Introduction to macroeconomics, fundamental concepts, and the stock-flow distinction National income accounting: GDP, GNP, and price indices (CPI, GDP Deflator) Fundamental assumptions of Classical and Keynesian macroeconomic theories Consumption, saving, and investment functions, and the Keynesian multiplier mechanism Equilibrium in the real sector and derivation of the IS curve Equilibrium in the monetary sector, theories of money demand, and derivation of the LM curve Simultaneous market equilibrium and policy effects within the IS-LM framework Macroeconomic equilibrium through Aggregate Demand (AD) and Aggregate Supply (AS) analysis Concepts of inflation and unemployment, and Phillips Curve analysis Open economy macroeconomics: The Mundell-Fleming model and exchange rate regimes Effectiveness of monetary and fiscal policies and the crowding-out effect Economic growth theories and long-run equilibria
Objectives: The objective is to further develop the foundational language skills acquired in English 1, enabling students to communicate with greater fluency and complexity in social, professional, and academic settings. In alignment with the Common European Framework of Reference for Languages ??(CEFR) objectives, the course focuses on empowering students to express themselves naturally and confidently by utilizing a richer vocabulary and advanced grammatical structures. The primary goals of the course are to provide students with the opportunity to practice their English listening, reading, speaking, and writing skills in greater depth, and to support them in using these acquired language abilities as an effective tool for communication in their daily and professional lives.
Content: Building upon English 1, this course enables students to grasp more advanced grammatical structures—such as complex uses of tenses, conditional sentences, and the passive voice—and to analyze texts in greater detail. By the end of the term, through course materials and additional communicative activities, students will have acquired a richer vocabulary, gained the ability to participate more comfortably and fluently in English-speaking environments, and developed greater proficiency in applying grammatical rules within both written and spoken communication.
Objectives: The aim is to foster an understanding of the structural characteristics, operational mechanisms, and richness of the Turkish language, thereby awakening an awareness of and love for the mother tongue—a fundamental element of our national unity.
Content: Types of letters, their features and rules, with sample texts. Features, rules and examples of the article genre. Writing rules of the column (fikra) as an opinion piece, with examples. Using bibliographies. How to write a biography and its place in literature. Points to consider in travel writing. The place of memoirs in literature and their writing rules. The essay genre and how it differs from other genres. Book and journal reviews. Conference, open forum, panel and symposium: preparation, practice and outcomes. Debate: rules and outcomes. Oral and written expression practice.
Objectives: To teach the lending process, types of loans and credit evaluation methods in banks, and to enable students to analyze loan applications and assess credit risk.
Content: The lending process and types of loans. Credit policy. Evaluation of credit applications: customer analysis, financial statement analysis and credit rating. Credit evaluation methods. Analysis of credit risk. Types of collateral. Credit allocation, credit monitoring and collection. Ways of mitigating risk. Problem loan management, non-performing loans and provisions. Retail and commercial loans. The impact of digitalization and artificial intelligence applications on credit management. Practice on sample credit files.
Objectives: The purpose of the course is to enable students to master the practices and techniques for financial services marketing.
Content: This course; Concepts, methods, practices and techniques related to financial services marketing cover the financial services environment, financial service customers, market research, product development, pricing, distribution channels (traditional), distribution channels (technology-based) and credit cards.
Objectives: Students gain the ability to think analytically by gaining knowledge about taxes in general and taxes in the Turkish tax system in particular.
Content: Income Tax: Subject, Income Concept, Obligation, Commercial Earnings (Balance Sheet Basic), Income Tax: Subject, Income Concept, Liability, Commercial Earnings (Balance Sheet Basic), Commercial Earnings (Business Account Basis, Simple Procedure, Tradesman Exemption), Agricultural Earnings , Commercial Earnings (Business Account Basis, Simple Procedure, Tradesman Exemption), Agricultural Earnings, Wages, Self Employed Earnings, Real Estate Securities Capital Revenues, Other Earnings and Revenues, Wages, Self Employment Earnings, Real Estate Securities Capital Revenues, Other Earnings and Revenues, Assessment of Income Tax, Assessment of Income Tax, Corporate Tax, Corporate Tax, Taxes on Expenditures: Value Added Tax, Taxes on Expenditures: Value Added Tax, Other Expenditure Taxes, Taxes on Wealth.
Objectives: to teach our students the basic elements of bank management, to have information about the supervision and control of banking activities.
Content: Within the scope of the course, the duties of banks, their activities, the concept of risk, the causes and consequences of the financial crisis, the income-expenditure items of banks, profitability analysis methods and audit types in banking will be discussed.
Objectives: It is to prepare students for business life by explaining in detail the processes that students will do in business life.
Content: In the course, first of all, general features of banking services and products will be explained. In the coming weeks, banking services and banking products such as deposit and loan transactions, transactions with commercial papers, custody and investment services will be outlined.
Objectives: This course aims to enable students to determine the causes of work accidents and occupational diseases, to determine safety measures in the workplace by acquiring knowledge and skills for protection from work accidents and occupational diseases, to learn about occupational health and safety legislation and to evaluate them with practices in the workplace.
Content: This course covers the basic concepts and historical development concepts about occupational health and safety; the duties, powers and responsibilities of the occupational physician and occupational safety specialist in the workplace; risk, danger, primary, secondary, tertiary protection concepts; physical, chemical, biological and psychosocial risks; It includes occupational health and safety legislation at workplaces and practices in the workplace.
Year 2
Semester 3
Objectives: Comprehending the public principles that dominate Turkish Banking Law and the private law transactions to which banks are parties.
Content: History and development of banking; sources of bank law; the importance and role of the central bank, the legal structure of the banks, their establishment and operation, their organs, the necessary conditions for the banks to continue their activities in a safe manner, the supervision of banks, banking-related crimes, the general characteristics of bank contracts, the concept and nature of deposits, the concept of credit and loan transactions, loan agreements, payment transactions, remittance and letter of credit, the purpose, operation and legal nature of letter of credit will be explained.
Objectives: The aim of the course is to apply mathematical operations in the fields of banking and insurance and to solve mathematical problems related to finance.
Content: Finance mathematics, time value of money, pro forma financial statements, financial planning, cash and similar assets management, breakeven and leverage analysis, interest concepts, simple interest, compound interest and its applications, simple discount, compound discount, annuities, bond valuation, risk return calculations.
Objectives: The aim of this course is for students to carry out accounting transactions in a computer environment.
Content: The student will be able to perform accounting transactions using computer applications.
Objectives: No English description is available in the Information Package.
Content: No English description is available in the Information Package.
Objectives: The aim of the course is to teach our students the fundamental economic elements and to provide them with knowledge about the history and current state of the Turkish economy.
Content: The course will cover the roles of banks, their areas of activity, the concept of risk, the causes and consequences of financial crises, the income and expense items of banks, profitability analysis methods, and types of regulation in banking.
Objectives: The aim of the financial management course is to deal with the basic elements of financial management in businesses and the basic financial decisions and practices for solving financial problems within the framework of financial management, investment decisions and financial markets.
Content: In this course, firstly the concept of financial management and the functioning of the financial system will be explained. Then the time value of money, interest calculations, financial planning and auditing, sources of financing, cost of capital, investment decisions and risk management will be discussed.
Objectives: To introduce financial risk types and derivative products, and to teach the operational mechanics of derivative markets along with hedging strategies using these financial instruments.
Content: Financial risks: market risk, credit risk, liquidity risk, and operational risk. Risk measurement methods and Value at Risk (VaR). Derivative instruments: forwards, futures, options, and swaps. Fundamentals of derivative pricing. Hedging strategies. The Futures and Options Market (VIOP) in Türkiye. Operations and participants of derivative markets. Case study applications in risk management.
Objectives: The objective of this course is to examine the evolution of financial technologies, innovations in digital banking and payment systems, and their impacts on the banking and insurance sectors.
Content: The concept of financial technology and its evolution. Digital and mobile banking. Open banking and APIs. Payment systems, digital wallets, and instant payment systems. Blockchain technology and crypto assets. Crowdfunding and peer-to-peer (P2P) financing. Insurance technologies (InsurTech). Cybersecurity and digital identity. Regulatory technologies (RegTech) and legal frameworks. The impact of fintech startups on the banking sector.
Objectives: To introduce the basic concepts of machine learning and artificial intelligence and to give students experience in building simple models on finance and insurance data with Python.
Content: Basic concepts of artificial intelligence and machine learning. Supervised and unsupervised learning. Data preparation and cleaning. Introduction to Python programming. Application areas in finance: credit scoring, fraud detection and algorithmic trading. Claim prediction and risk classification in insurance. Artificial intelligence applications in customer services. Ethics of artificial intelligence, model risk and the legal framework. Hands-on building of simple models.
Objectives: To provide knowledge of the development, functions and policy instruments of central banks, and to enable students to follow and interpret the decisions of the CBRT and major central banks.
Content: Historical development and functions of central banks. Organizational structure and independence of central banks. Monetary policy instruments. The price stability objective. Financial stability and the lender of last resort function. Payment systems. Foreign exchange reserve management. Structure and practices of the Central Bank of the Republic of Türkiye. Policies of major central banks. Evaluation of current monetary policy decisions.
Objectives: To introduce international financial markets and currency risk, and to teach international financing and trade finance techniques through case studies.
Content: International financial markets. The foreign exchange market and currency risk. Methods of hedging against currency risk. International financing instruments: eurobonds and syndicated loans. Foreign trade finance: letters of credit and forfaiting. Factoring. International portfolio investments and foreign direct investments. International financial institutions. Application of international finance techniques through case studies.
Objectives: The objective of this course is to enable students to comprehend the behavioral factors leading to deviations from rationality in individuals ` economic and financial decisions, and to discuss these factors in the context of investment, savings, and insurance decisions.
Content: Critique of traditional rationality assumptions. Bounded rationality, heuristics, and cognitive biases. Prospect theory and loss aversion. Mental accounting. Overconfidence and herd behavior. Market anomalies. Investor behavior. Behavioral impacts on savings, borrowing, and insurance decisions. The nudge approach. Behavioral analysis through experiments and case studies.
Objectives: To teach the financial functions and analytical tools of Excel through practical applications, and to enable students to perform loan, bond, portfolio, and financial statement calculations using spreadsheets.
Content: Basic and advanced spreadsheet functions. Financial functions: PMT, NPV, IRR, FV, and PV. Preparing loan amortization schedules. Bond valuation. Financial statement analysis. Portfolio return and risk calculations. Pivot tables and data analysis. Charts and reporting. Scenario and sensitivity analysis. Applied studies with banking and insurance data.
Objectives: The aim of this course is to address the relationship of innovation with economic growth, entrepreneurship and finance, and to introduce innovations in the finance and insurance sector.
Content: Concepts of innovation and technological change. Schumpeter ` s approach to innovation. Types of innovation. R&D, patents and intellectual property. Innovation systems. The relationship between growth and innovation. Entrepreneurship and venture capital. The relationship between innovation and finance. Innovation in the finance and insurance sector. Innovation policies in Türkiye. Case studies.
Objectives: To provide basic knowledge of e-commerce business models, infrastructure, payment and logistics processes, and legal regulations.
Content: History, development and current trends of e-commerce. E-commerce business models. E-commerce infrastructure. Digital marketing strategies. Online sales platforms and marketplaces. Electronic payment systems. Logistics and distribution. Legal regulations. Customer experience management. Security. Mobile commerce. Practical examples and case studies.
Objectives: To introduce the functions, creative process and media planning of advertising, and to give students the ability to prepare a simple advertising campaign.
Content: Definition, history and development of advertising. Functions of advertising. Determining the target audience. Message design and the creative process. Advertising strategies. Traditional and digital types of advertising. Advertising agencies. Media planning. Advertising budget. Measurement and evaluation methods. Ethics and legal regulations in advertising. Developing an effective advertising campaign.
Objectives: To teach the basic concepts and application areas of public relations and to increase students ` awareness of corporate communication, media relations and crisis communication.
Content: Definition, importance, history and development of public relations. Corporate reputation and image. Target audiences. Public relations strategies. Internal and external communication. Media relations and preparing press releases. Crisis management and crisis communication. Event planning. Social media management. Ethics in public relations. Developing communication skills. Case studies.
Objectives: To help students gain awareness of social responsibility and sustainability and to enable them to plan and carry out, as a team, a project addressing a real social problem.
Content: Definition and objectives of social responsibility and corporate social responsibility. Sustainability. Non-governmental organizations and volunteering. Methods of contributing to social problems. Project cycle management: needs analysis, planning, budgeting, implementation and evaluation. Designing and carrying out projects. Resource management. Stakeholder analysis. Communication strategies. Developing a social responsibility project addressing real problems.
Objectives: The aim of the course is to provide students with information about basic research techniques. It is about acquiring information about how to conduct both theoretical and field research and how to analyze and interpret the results of the research.
Content: In order to realize the purpose of the course, the course will be carried out theoretically and practically through the specified course resources.
Objectives: To teach correct and safe first aid practices in emergencies and to give students hands-on skills in basic life support.
Content: Definition and basic principles of first aid. Scene assessment in emergencies. Intervention in injuries, illnesses and accidents. Basic life support. Cardiopulmonary resuscitation (CPR) practices. Cleaning and dressing wounds. First aid for bleeding, fractures, dislocations and sprains. Methods of dealing with shock, burns and choking. Introduction to materials used in emergencies. Transporting patients and the injured. Hands-on training and simulations.
Objectives: To introduce the basic concepts and approaches of sociology and to help students understand social structure, institutions and social change.
Content: The subject matter, basic concepts, theories and methods of sociology. Society, the individual and culture. Social structures and social groups. Status and role. Norms and values. Socialization. Social stratification. Social institutions: family, education, economy, politics. Social change. Sociological research methods and qualitative and quantitative data collection techniques. Social problems. Analysis of social events.
Objectives: To provide knowledge of professional ethics and effective communication, and to give students the ability to resolve ethical problems and communication difficulties they may face in banking and insurance.
Content: The concept of ethics and professional ethics. Principles of professional ethics. Ethical decision-making processes. Responsibilities of professional groups. Ethical dilemmas. Professional ethics and conflicts of interest in banking and insurance. The communication process and its elements. Effective communication techniques. Body language. Listening skills. Customer and internal communication. Conflict resolution. Producing solutions to ethical problems that may be encountered in professional life.
Course Schedules
Exam Schedules
Previous Curricula
Previous Plan (site version)
Year 1
Semester 1
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 101 | Introduction to Banking and Insurance | Z | 3 | 0 | 3 | 6 |
| AİİT 101 | Principles of Atatürk and History of Turkish Revolution I | Z | 2 | 0 | 2 | 2 |
| TÜR 101 | Turkish Language I | Z | 2 | 0 | 2 | 2 |
| İNG 127 | Foreign Language (English) I | Z | 2 | 0 | 2 | 2 |
| BNS 103 | General Economics | Z | 3 | 0 | 3 | 5 |
| BNS 105 | General Accounting I | Z | 3 | 0 | 3 | 5 |
| BNS 107 | General Management | Z | 3 | 0 | 3 | 5 |
| INT 100 | Introduction to University Life | Z | 0 | 0 | 1 | 1 |
| KPD001 | Career Planning | S | 0 | 0 | 0 | 0 |
| Elective Course 1 | S | 2 | 0 | 2 | 3 | |
| Semester Total Credits | 21 | 31 | ||||
Semester 1 – Field Elective Courses
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 109 | Credit Management in Banks | S | 2 | 0 | 2 | 3 |
| BNS 111 | Financial Services Marketing | S | 2 | 0 | 2 | 3 |
Semester 2
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 102 | Banking and Insurance Marketing | Z | 3 | 0 | 3 | 3 |
| BNS 104 | Non-Life Insurance | Z | 3 | 0 | 3 | 3 |
| BNS 106 | Business Law | Z | 3 | 0 | 3 | 3 |
| İNG 130 | English II | Z | 2 | 0 | 2 | 2 |
| TÜR 102 | Turkish Language and Literature II | Z | 2 | 0 | 2 | 2 |
| AİİT 102 | Principles of Atatürk and History of Turkish Revolution II | Z | 2 | 0 | 2 | 2 |
| BNS 108 | General Accounting II | Z | 3 | 0 | 3 | 5 |
| BNS 199 | Summer Internship | Z | 0 | 0 | 0 | 5 |
| Elective Course 2 (Field) | S | 2 | 0 | 2 | 3 | |
| Elective Course 3 (Outside the Field) | S | 2 | 0 | 2 | 2 | |
| Semester Total Credits | 22 | 30 | ||||
Semester 2 – Field Elective Courses
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 112 | Turkish Tax System | S | 2 | 0 | 2 | 3 |
| BNS 110 | Management and Supervision of Banks | S | 2 | 0 | 2 | 3 |
| BNS 114 | Occupational Health and Safety (Outside the Field) | S | 2 | 0 | 2 | 2 |
Year 2
Semester 3
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 201 | Life Insurance and the Individual Pension System | Z | 3 | 0 | 3 | 5 |
| BNS 203 | Banking and Insurance Law | Z | 3 | 0 | 3 | 5 |
| BNS 205 | Financial Management | Z | 3 | 0 | 3 | 5 |
| BNS 227 | Applied Accounting | Z | 0 | 3 | 3 | 5 |
| Elective Course 4 (Field) | S | 2 | 0 | 2 | 3 | |
| Elective Course 5 (Field) | S | 2 | 0 | 2 | 3 | |
| Elective Course 6 (Outside the Field) | S | 2 | 0 | 2 | 2 | |
| Elective Course 7 (Outside the Field) | S | 2 | 0 | 2 | 2 | |
| Semester Total Credits | 20 | 30 | ||||
Semester 3 – Field Elective Courses
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 209 | Banking Operations (Field) | S | 2 | 0 | 2 | 3 |
| BNS 211 | International Banking and Insurance (Field) | S | 2 | 0 | 2 | 3 |
| BNS 213 | E-Commerce (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 215 | Introduction to Advertising (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 217 | Public Relations (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 219 | Insurance Mathematics (Field) | S | 2 | 0 | 2 | 3 |
| BNS 221 | Portfolio Management (Field) | S | 2 | 0 | 2 | 3 |
| BNS 223 | Social Responsibility Projects (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 225 | Research Methods and Techniques (Outside the Field) | S | 2 | 0 | 2 | 2 |
Semester 4
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 202 | Financial Mathematics | Z | 3 | 0 | 3 | 5 |
| BNS 226 | Information Technologies | Z | 0 | 3 | 3 | 5 |
| BNS 206 | Securities Investments | Z | 3 | 0 | 3 | 5 |
| BNS 208 | Müşteri İlişkileri Yönetimi | Z | 3 | 0 | 3 | 5 |
| BNS 210 | Import and Export Operations | Z | 3 | 0 | 3 | 6 |
| Elective Course 8 (Field) | S | 2 | 0 | 2 | 3 | |
| Elective Course 9 (Outside the Field) | S | 2 | 0 | 2 | 2 | |
| Semester Total Credits | 19 | 31 | ||||
Semester 4 – Field Elective Courses
| Course Code | Course Title | C/E | T | U | UK | ECTS |
|---|---|---|---|---|---|---|
| BNS 212 | Turkish Economy (Field) | S | 2 | 0 | 2 | 3 |
| BNS 214 | Financial Modeling (Field) | S | 2 | 0 | 2 | 3 |
| BNS 216 | Intermediate Macroeconomics (Field) | S | 2 | 0 | 2 | 3 |
| BNS 218 | First Aid (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 220 | Sociology (Outside the Field) | S | 2 | 0 | 2 | 2 |
| BNS 224 | Professional Ethics and Communication (Outside the Field) | S | 2 | 0 | 2 | 2 |
Previous Contents
Course descriptions for previous curricula are available in Turkish only. View them on the Turkish page ›
Previous Contents (site version)
Year 1
Semester 1
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Semester 2
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Year 2
Semester 3
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Semester 4
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Stakeholder and Advisory Board
Frequently Asked Questions
What is the Duration of Study?
2 years.
What Is the Degree Awarded?
Associate Degree.
What Should the Score Type Be?
TYT.
What is the Language of Instruction?
Turkish.
Are you interested in the banking and insurance program?You can find program information in the Information Package, and registration and application information on the prospective student page.